Headline risk
74%
Very High RiskCredit authorizers, checkers, and clerks
United States AI Work Index tracks this occupation on the shared structural baseline and then layers on local demand resilience, wages, and confidence.
Why This Score
Share of job tasks that overlap with current AI capabilities
Median annual wage
Projected employment change over 10 years
Typical preparation needed for this occupation
Occupation profile
Authorize credit charges against customers' accounts. Investigate history and credit standing of individuals or business establishments applying for credit. May interview applicants to obtain personal and financial data, determine credit worthiness, process applications, and notify customers of acceptance or rejection of credit.
Task evidence
100% weighted task match · 10% effective coverage
Scores combine AI task overlap, human advantages, and local demand. How it works
United States Now
Median Wage
USD 49,130
Employment 2024
12.0K
Projected Change (2024–34)
-6.2%
Openings (2024–34)
1.0K
Wage distribution
Demand outlook
Overall employment of financial clerks is projected to grow 5 percent from 2024 to 2034, decline.
Role Profile
Tasks
- 1. Keep records of customers' charges and payments. AI use: 0%
- 2. Compile and analyze credit information gathered by investigation. AI use: 0%
- 3. Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested. AI use: 0%
- 4. Interview credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report. AI use: 0%
- 5. Evaluate customers' computerized credit records and payment histories to decide whether to approve new credit, based on predetermined standards. AI use: 0%
- 6. Receive charge slips or credit applications by mail, or receive information from salespeople or merchants by telephone. AI use: 98%
Technologies
Requirements
Work context
Worker profile
Median age 36.8 · 1.2M employed
Under 25: 22% · 25–54: 56% · 55+: 21%
Related
No direct US role match is available yet for this occupation.
Source coverage
11/11 source families · O*NET 30.2 / OEWS 2024 / ORS 2025 / OOH 2025-08-28 / Projections 2024-34 / CPS 2025 / Anthropic task penetration
Mapping quality
title_match · employment series present
Narrative & sources
Financial clerks do administrative work, help customers, and carry out transactions that involve money.
Financial clerks usually work in offices, including bank branches, medical practices, and government agencies. Most work full time.
A high school diploma is typically required for most financial clerk positions. These workers typically learn their job duties through on-the-job training.
The median annual wage for financial clerks was $48,650 in May 2024.
Overall employment of financial clerks is projected to grow 5 percent from 2024 to 2034, decline.
Published limitations
This page shows the local country layer, not realised individual job outcomes. The global structural baseline is shared across countries; only the local demand and wage layer changes here.
Built from O*NET occupation descriptions, task statements, technology skills, work context, Job Zones, Anthropic task penetration, BLS OEWS wages, BLS projection tables, BLS ORS requirements, BLS OOH narrative content, BLS skills data, and BLS CPS occupation age tables.