Headline risk
38%
High RiskCredit counselors
United States AI Work Index tracks this occupation on the shared structural baseline and then layers on local demand resilience, wages, and confidence.
Why This Score
Share of job tasks that overlap with current AI capabilities
Median annual wage
Projected employment change over 10 years
Typical preparation needed for this occupation
Occupation profile
Advise and educate individuals or organizations on acquiring and managing debt. May provide guidance in determining the best type of loan and explain loan requirements or restrictions. May help develop debt management plans or student financial aid packages. May advise on credit issues, or provide budget, mortgage, bankruptcy, or student financial aid counseling.
Task evidence
100% weighted task match · 19% effective coverage
Scores combine AI task overlap, human advantages, and local demand. How it works
United States Now
Median Wage
USD 50,480
Employment 2024
31.8K
Projected Change (2024–34)
3.3%
Openings (2024–34)
2.2K
Wage distribution
Demand outlook
Employment of credit counselors is projected to grow 3 percent from 2024 to 2034, about as fast as the average for all occupations.
Role Profile
Tasks
- 1. Calculate clients' available monthly income to meet debt obligations. AI use: 0%
- 2. Create debt management plans, spending plans, or budgets to assist clients to meet financial goals. AI use: 94%
- 3. Assess clients' overall financial situations by reviewing income, assets, debts, expenses, credit reports, or other financial information. AI use: 0%
- 4. Prioritize client debt repayment to avoid dire consequences, such as bankruptcy or foreclosure or to reduce overall costs, such as by paying high-interest or short-term loans first. AI use: 0%
- 5. Recommend strategies for clients to meet their financial goals, such as borrowing money through loans or loan programs, declaring bankruptcy, making budget adjustments, or enrolling in debt management plans. AI use: 90%
- 6. Explain general financial topics to clients, such as credit report ratings, bankruptcy laws, consumer protection laws, wage attachments, or collection actions. AI use: 80%
Technologies
Requirements
Work context
Worker profile
Median age 44.9 · 352K employed
Under 25: 5% · 25–54: 66% · 55+: 29%
Related
No direct US role match is available yet for this occupation.
Source coverage
11/11 source families · O*NET 30.2 / OEWS 2024 / ORS 2025 / OOH 2025-08-28 / Projections 2024-34 / CPS 2025 / Anthropic task penetration
Mapping quality
crosswalk_exact · employment series present
Narrative & sources
Credit counselors advise and educate individuals or organizations on acquiring and managing debt. They also may provide guidance on credit issues and on budgeting, mortgages, or student financial aid packages.
Most credit counselors work full time. They usually work standard business hours but may need to work in the evenings or on weekends to meet with clients.
Credit counselors typically need a bachelor’s degree to enter the occupation. Candidates with a high school diploma may qualify for some jobs. Once hired, workers typically need several months of on-the-job training to attain competency.
The median annual wage for credit counselors was $50,480 in May 2024.
Employment of credit counselors is projected to grow 3 percent from 2024 to 2034, about as fast as the average for all occupations.
Published limitations
This page shows the local country layer, not realised individual job outcomes. The global structural baseline is shared across countries; only the local demand and wage layer changes here.
Built from O*NET occupation descriptions, task statements, technology skills, work context, Job Zones, Anthropic task penetration, BLS OEWS wages, BLS projection tables, BLS ORS requirements, BLS OOH narrative content, BLS skills data, and BLS CPS occupation age tables.