Skip to content
AI Work Index

Headline risk

1%

Very Low Risk

Credit analysts

United States AI Work IndexISCO 1310major_group_fallback

United States AI Work Index tracks this occupation on the shared structural baseline and then layers on local demand resilience, wages, and confidence.

67.8 current · 64.8 projectedConfidence high

Why This Score

Tasks 100%

Share of job tasks that overlap with current AI capabilities

Wage $81K

Median annual wage

Demand -4%

Projected employment change over 10 years

Preparation Zone 4

Typical preparation needed for this occupation

Occupation profile

Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decisionmaking.

Task evidence

100% weighted task match · 14% effective coverage

Scores combine AI task overlap, human advantages, and local demand. How it works

United States Now

Median Wage

USD 80,970

Employment 2024

67.8K

Projected Change (2024–34)

-4.4%

Openings (2024–34)

3.7K

Wage distribution

Bottom 10%: USD 52,93025th pctl: USD 63,850Median: USD 80,97075th pctl: USD 113,850Top 10%: USD 168,840

Demand outlook

Projections published, but no prose outlook available.

Education: Bachelor's degree Experience: —

Role Profile

AdaptabilityCritical and analytical thinkingDetail oriented

Tasks

  • 1. Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money. AI use: 94%
  • 2. Generate financial ratios, using computer programs, to evaluate customers' financial status. AI use: 0%
  • 3. Prepare reports that include the degree of risk involved in extending credit or lending money. AI use: 0%
  • 4. Analyze financial data, such as income growth, quality of management, and market share to determine expected profitability of loans. AI use: 0%
  • 5. Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations. AI use: 0%
  • 6. Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval. AI use: 0%

Technologies

Microsoft ExcelMicrosoft Office softwareMicrosoft OutlookMicrosoft PowerPointMicrosoft WordMicrosoft SQL Server

Requirements

Telework: 74.6%Telework: 25.4%License required: 7.7%License required: 92.3%Certificate: <5%Certificate: >95%

Work context

E-Mail 5.0/5
Indoors, Environmentally Controlled 5.0/5
Spend Time Sitting 4.8/5
Face-to-Face Discussions with Individuals and Within Teams 4.7/5
Telephone Conversations 4.7/5
Importance of Being Exact or Accurate 4.5/5

Worker profile

Median age 45.2 · 1.1M employed

Under 25: 5% · 25–54: 67% · 55+: 29%

Related

No direct US role match is available yet for this occupation.